Would being rich make you happy? Probably not, says author Jean Chatzky, the personal finance maven from Money magazine and the Today show. The surprising research cited in You Don't Have to Be Rich shows that overall happiness levels are the same for people making $40,000 as for people making $400,000. While you may not be able to buy happiness with a fat paycheck, it turns out that money is a big contributing factor in unhappiness. Chatzky shows you how to eliminate money-related stress by controlling your fears about finance and by following the habits of Americans who have mastered their money. Getting your credit in order may not make you happier, but it will free up time and energy so you can focus on the things that do.